Thursday, 5 June 2008
I have recently been a victim of identity fraud. Someone has successfully applied for credit in my name at UK retailer Littlewoods. The first I knew about it was when some Wii peripherals arrived at my house. I phoned them and it turned out that two weeks previously I had set up a 1000 GBP line of credit with them and this was my first delivery. I cancelled the account.
The bad: they gave an account to someone who applied through the Internet and shipped the goods without me signing any kind of credit agreement with them.
The good: their fraud department dealt with the issue very professionally and signed me up with CIFAS (see below) who will protect me from now on from this sort of thing.
I have signed up with Experian to make sure they haven't applied for any other credit in my name but if you are a fraudster reading this, or even the actual fraudster who did this, please do yourself a favour and use your considerable resourcefulness to get a legitimate job which will benefit the UK economy and might make you feel better about yourself.
Welcome to CIFAS Online - CIFAS Online: "CIFAS is the UK’s Fraud Prevention Service with 270 Members spread across banking, credit cards, asset finance, retail credit, mail order, insurance, savings and investments, telecommunications, factoring, and share dealing."